Commissioner’s Memorandum
ACTIVE
(PDF) Commissioner’s Memorandum 2026-5PC
Subject: Hawaii Pet Insurance
(PDF) Commissioner’s Memorandum 2026-3A
Subject: Updated Flood Insurance Rate Maps
(PDF) Commissioner’s Memorandum 2026-2PC
Subject: Motor Vehicle Rates Using ZIP Code-Based Rating
(PDF) Commissioner’s Memorandum 2026-1PC
Subject: Extension of Comment Period for General Requirements and Filing Instructions for Property and Casualty Rate, Rule and Form Filings
(PDF) Commissioner’s Memorandum 2025-17C
Subject: DOMESTIC Risk Retention Captive Insurance Companies 2025 Annual and Other Filing Requirements (Due in 2026)
(PDF) Commissioner’s Memorandum 2025-16C
Subject: Captive Insurance Company 2025 Annual Filing Requirements (Due in 2026)
(PDF) Commissioner’s Memorandum 2025-15C
Subject: Online Premium Tax for Insurance
(PDF) Commissioner’s Memorandum 2025-13A
Subject: The Use of Artificial Intelligence Systems in Insurance
(PDF) Commissioner’s Memorandum 2025-12R
Subject: Reorganization of Rate and Policy Analysis Branch
(PDF) Commissioner’s Memorandum 2025-11R
Subject: Extension of Comment Period for General Requirements and Filing Instructions for Property and Casualty Rate, Rule and Form Filings
(PDF) Commissioner’s Memorandum 2025-10R
Subject: General Requirements and Filing Instructions for Property and Casualty Rate, Rule and Form Filings
(PDF) Commissioner’s Memorandum 2025-9A
Subject: Insurance Requirements for Peer-to-Peer Car-Sharing
(PDF) Commissioner’s Memorandum 2025-7H
Subject: COVID-19 Vaccination Coverage
(PDF) Commissioner’s Memorandum 2025-6R
Subject: Notice of Cancellation or Nonrenewal for Residential Property Insurance Policies
(PDF) Commissioner’s Memorandum 2025-5H
Subject: Preventive Services for Grandfathered Health Plans
(PDF) Commissioner’s Memorandum 2025-4R
Subject: Hawaii Travel Insurance Act
(PDF) Commissioner’s Memorandum 2025-3LIC
Subject: Licensing Requirements for Third-Party Administrators Selling or Administering Travel Insurance
(PDF) Commissioner’s Memorandum 2025-2A
Subject: Hawaiʻi Hurricane Relief Fund to Start Accepting Applications
(PDF) Commissioner’s Memorandum 2025-1A
Subject: Request Regarding Policyholders Affected by the August 2023 Wildfires on Maui Island
(PDF) Commissioner’s Memorandum 2022-10LIC
Subject: New Changes and Mandatory Requirements for Individuals and Business Entities Due to The Transition to NAIC’s State Based System (SBS)
(PDF) Commissioner’s Memorandum 2022-9R
Subject: Catastrophe Models for Hurricane Exposure in Hawaii (“Hurricane Models”)
(PDF) Commissioner’s Memorandum 2022-8LIC
Subject: New Requirements for Producer Training Under Act 58 (2022)
(PDF) Commissioner’s Memorandum 2022-5LIC
Subject: Remove Marine and Transportation (“MA”), Personal Lines (“PL”), Surety (“SU”), and Vehicle (“VE”) Lines of Authority (“LOAs”) on Licenses if the Licensee also Holds Property and Casualty (“P&C”) LOAs
(PDF) Commissioner’s Memorandum 2022-3LIC
Subject: New Requirements Regarding Timeline to Complete Continuing Education
(PDF) Commissioner’s Memorandum 2021-14 LIC
Subject: Amendment to Hawaii Administrative Rules (“HAR”) §§16-171-301 to 324, Miscellaneous Insurance Rules
(PDF) Commissioner’s Memorandum 2021-13H
Subject: Gender identity benefit explanations
(PDF) COMMISSIONER’S MEMORANDUM 2021-10L
Subject: Act 112, Relating to Insurance Data Security
(PDF) COMMISSIONER’S MEMORANDUM 2021-9LIC
Subject: An Act Relating to Regulatory Authority of the Insurance Commissioner
(PDF) COMMISSIONER’S MEMORANDUM 2021-8H
Subject: Gender identity discrimination in health coverage
(PDF) COMMISSIONER’S MEMORANDUM 2021-5H
Subject: Offering Transitional Policies with Plans in Compliance with the ACA
(PDF) Commissioner’s Memorandum 2020-7E
Subject: Use of Online Premium Tax for Insurance (“OPTins”)
(PDF) Commissioner’s Memorandum 2019-6LIC
Subject: Trade Name Approval
(PDF) Commissioner’s Memorandum 2018-3LIC
Subject: Elimination of Producer-to-Producer Appointments and Terminations of Appointment
(PDF) Commissioner’s Memorandum 2017-11LIC
Subject: Reimbursement for Veterans’ Licensing Examinations
(PDF) Commissioner’s Memorandum 2017-8R
Subject: Drivers’ Education Fund Underwriters’ Fee
(PDF) Commissioner’s Memorandum 2016-5E
Subject: Electronic Filing and Payment of Premium Insurance Taxes
(PDF) Commissioner’s Memorandum 2015-3H
Subject: PACE Act, H.R.S. Section 431:2 -201.5(b), and the definitions of small and large employers
(PDF) Commissioner’s Memorandum 2014-2L
Subject: Personal Injury Protection Benefits – Payment of General Excise Tax
(PDF) Commissioner’s Memorandum 2013-3LIC
Subject: Appointment of Licensed Producers
(PDF) Commissioner’s Memorandum 2013-1E
Subject: Surplus Lines Premium Tax Filings in Hawaii Effective January 1, 2013
(PDF) Commissioner’s Memorandum 2011-2LIC REVISED
Subject: Annuity Training Requirements for Insurance Producers
(PDF) Commissioner’s Memorandum 2009-3A
Subject: Certificates of Insurance for Property and Casualty Insurance Policies
(PDF) Commissioner’s Memorandum 2009-2A
Subject: Mortality Tables and Discount Rates, Hawaii Revised Statutes §431:1-204, Life Insurance Defined
(PDF) Commissioner’s Memorandum 2008-6A
Subject: Personal Injury Protection Benefits – Charges for Emergency Services and Payment of General Excise Tax
(PDF) Commissioner’s Memorandum 2008-4E
Subject: Act 142, 2008 Session Laws of Hawaii – Insurer Investments
(PDF) Commissioner’s Memorandum 2006-04A
Subject: Flood Insurance Training Requirements for Insurance Producers with a Property Line of Authority Selling Through the National Flood Insurance Program (“NFIP”)
(PDF) Commissioner’s Memorandum 2006-03A
Subject: Graduates of Driver Safety Programs and Premium Discounts
(PDF) Commissioner’s Memorandum 2005-1H
Subject: State Regulation of Multiple Employer Welfare Arrangements
(PDF) Commissioner’s Memorandum 2004-13H
Subject: Discretionary Clauses in HMSA’s Agreement for Group Health Plan and Guide to Benefits
(PDF) Commissioner’s Memorandum 2004-2H
Subject: Chapter 431M, Hawaii Revised Statutes-Providers
(PDF) Commissioner’s Memorandum 2003-10E
Subject: Definition of “Gross Premiums” for Surplus Lines Tax
(PDF) Commissioner’s Memorandum 2003-5C
Subject: Filing Requirements Effective September 1, 2003
(PDF) Commissioner’s Memorandum 2003-3R
Subject: Models for Hurricane Exposure in Hawaii
(PDF) Commissioner’s Memorandum 2002-4A
Subject: USA Patriot Act of 2001
EXPIRED
(PDF) Commissioner’s Memorandum 2026-4PC
Subject: Hurricane Insurance Data Call
(Excel) Hurricane Insurance Data Call Worksheet
(PDF) Commissioner’s Memorandum 2025-14A
Subject: Updated Flood Insurance Rate Maps
(PDF) Commissioner’s Memorandum 2025-8R
Subject: Hurricane Insurance Data Call and Worksheet
(Excel) Hurricane Insurance Data Call Worksheet
(PDF) Commissioner’s Memorandum 2024-2R
Subject: Rate Filings Pursuant to 2024 Haw. Sess. Laws Act 138
(PDF) Commissioner’s Memorandum 2024-1R
Subject: Hurricane Insurance Data Call Worksheet
(Excel) Hurricane Insurance Data Call Worksheet
(PDF) Commissioner’s Memorandum 2023-9C
Subject: DOMESTIC Risk Retention Captive Insurance Companies 2023 Annual and Other Filing Requirements (Due in 2024)
(PDF) Commissioner’s Memorandum 2023-8C
Subject: Captive Insurance Company 2023 Annual Filing Requirements (Due in 2024)
(PDF) Commissioner’s Memorandum 2023-7A
Subject: Clarifying Insurance Commissioner’s Memorandum 2023-3A, issued August 16, 2023
(PDF) Commissioner’s Memorandum 2023-6R
Subject Hurricane Insurance Data Call Worksheet
(Excel) Hurricane Insurance Data Call Worksheet
(PDF) Commissioner’s Memorandum 2023-5A
Subject: Request Regarding Policyholders Affected by the August 2023 Wildfires on Maui Island
(PDF) Commissioner’s Memorandum 2023-4E
Subject: Hawaii August 2023 Wildfires and Wind Damages Claims Data Call
(Excel) Hawaii 2023 Wildfire and Wind Damages Data Call Schedules
(PDF) Commissioner’s Memorandum 2023-3A
Subject: Request Regarding Policyholders Affected by the August 2023 Wildfires in Hawaii and Maui Counties
(PDF) Commissioner’s Memorandum 2023-2C
Subject: DOMESTIC Risk Retention Captive Insurance Companies 2022 Annual and Other Filing Requirements (Due in 2023)
(PDF) Commissioner’s Memorandum 2023-1C
Subject: Captive Insurance Company 2022 Annual Filing Requirements (Due in 2023)
(PDF) Commissioner’s Memorandum 2022-7R
Subject: Hurricane Insurance Data Call Worksheet
(Excel) Hurricane Insurance Data Call Worksheet
(PDF) Commissioner’s Memorandum 2022-6R
Subject: July 1, 2022 – June 30, 2023, SERFF Filing Fees Reduction
(PDF) Commissioner’s Memorandum 2022-4LIC
Subject: Online Submission Mandated for License Reactivation
(PDF) Commissioner’s Memorandum 2022–2C
Subject: DOMESTIC Risk Retention Captive Insurance Companies 2021 Annual Filing Requirements (Due in 2022)
(PDF) Commissioner’s Memorandum 2022–1C
Subject: Captive Insurance Company 2021 Annual Filing Requirements (Due in 2022)
(PDF) Commissioner’s Memorandum 2021-12R
Subject: August 1, 2021 – June 30, 2022, SERFF Filing Fees Elimination
(PDF) Commissioner’s Memorandum 2021-11R
Subject: July 1, 2021 – July 31, 2021, Extension of SERFF Filing Fees Reduction
(PDF) COMMISSIONER’S MEMORANDUM 2021-7R
Hurricane Insurance Data Call Worksheet
(Excel) Hurricane Insurance Data Call Worksheet (Amended 8/5/2021: All tables, Years are 2006-2020)
(PDF) COMMISSIONER’S MEMORANDUM 2021-6LIC
Subject: Online Applications Mandated for Added New Licenses and License Renewals (Including Reinstatements Within 30 Days of Nonrenewal)
(PDF) COMMISSIONER’S MEMORANDUM 2021-4LIC
Subject: License Examinations and Expiration of Insurance Commissioner Memorandums 2020-2LIC, 2020-5LIC, and 2020-9A paragraph no. 3
(PDF) COMMISSIONER’S MEMORANDUM 2021-3LIC
Subject: Pearson Vue Testing Services
(PDF) COMMISSIONER’S MEMORANDUM 2021-2LIC
Subject: Accept Electronic Application for More Licenses
(PDF) COMMISSIONER’S MEMORANDUM 2021-1H
Subject: Voluntary Participation in Special Enrollment Period for Off-Marketplace Health Plans
(PDF) Commissioner’s Memorandum 2020-13LIC
Subject: Online Applications Mandated for Certain License Applications and Certain License Renewals
(PDF) Commissioner’s Memorandum 2020-10H
Subject: Extension of Transitional Policy through Calendar Year 2021
(PDF) Commissioner’s Memorandum 2020-9A
Subject: The Application and Effective Dates of Commissioner’s Memorandums 2020-1LIC, 2020-4A, and 2020-5LIC
(PDF) Commissioner’s Memorandum 2020-8R
Subject: Hurricane Insurance Data Call Worksheet
(Excel) Hurricane Insurance Data Call Worksheet
(PDF) Commissioner’s Memorandum 2020-6R
Subject: July 1, 2020 – June 30, 2021, Filing Fees Reduction
(PDF) Commissioner’s Memorandum 2020-5LIC
Subject: License Examinations and License Status
(PDF) Commissioner’s Memorandum 2020-4A
Subject: Waivers of Certain Requirements for Insurers, Instructions, and Guidelines
(PDF) Commissioner’s Memorandum 2020-3I
Subject: Request Regarding Policyholders Affected by COVID-19
(PDF) Commissioner’s Memorandum 2020-2LIC
Subject: License Examinations and License Status
(PDF) Commissioner’s Memorandum 2020-1LIC
Subject: New, Renewing, and Reactivating Licenses
(PDF) Commissioner’s Memorandum 2019-8LIC
Subject: Limited Lines Self-Service Storage Producer License
(PDF) Commissioner’s Memorandum 2019-7LIC
Subject: License Required for TPAs
(PDF) Commissioner’s Memorandum 2019-5L
Subject: House Resolution No. 88
(PDF) Commissioner’s Memorandum 2019-4R
Subject: July 1, 2019 – June 30, 2020, Filing Fees Reduction
(PDF) Commissioner’s Memorandum 2019-3R
Subject: Hurricane Insurance Data Call Worksheet
(Excel) Hurricane Insurance Data Call Worksheet
(PDF) Commissioner’s Memorandum 2019-2LIC
Subject: Elimination of Requirement to Submit Forms Used by Vehicle Protection Product Warrantors and Service Contract Providers in Hawaii
(PDF) Commissioner’s Memorandum 2019-1H
Subject: Extension of Transitional Policy Through Calendar Year 2020
(PDF) Commissioner’s Memorandum 2018-2H
Subject: Extension of Transitional Policy Through Calendar Year 2019
(PDF) Commissioner’s Memorandum 2018-1LIC
Subject: Electronic Printing of Licenses
(PDF) Commissioner’s Memorandum 2017-7LIC
Subject: Mandatory Registration of Pharmacy Benefit Managers
(PDF) Commissioner’s Memorandum 2017-3H
Subject: Extension of Transitional Policy Through Calendar Year 2018
(PDF) Commissioner’s Memorandum 2016-2R
Subject: Data Call Worksheet
(Excel) Data Call Worksheet
(PDF) Commissioner’s Memorandum 2015-2E
Subject: Premium Tax System
(PDF) Commissioner’s Memorandum 2012-4E
Subject: Withdrawal from the Nonadmitted Insurance Multi-State Agreement (“NIMA”) and NIMA, Inc.
(PDF) Commissioner’s Memorandum 2012-3LIC
Subject: New Continuing Education Requirement for Personal Lines Producers
(PDF) Commissioner’s Memorandum 2012-2LIC
Subject: Appointments for Variable Life and Variable Annuities (“Variables”)
(PDF) Commissioner’s Memorandum 2011-4E (Implementation of federal Nonadmitted and Reinsurance Reform Act in Hawaii)
Subject: Implementation of Federal Nonadmitted and Reinsurance Reform Act in Hawaii
(PDF) Commissioner’s Memorandum 2011-3R
Subject: Annual Publication of Motor Vehicle Insurers and Private Passenger Auto Premiums
(PDF) Commissioner’s Memorandum 2011-2LIC
Subject: Annuity Training Requirements for Insurance Producers
(PDF) Commissioner’s Memorandum 2011-1R
Subject: All Homeowners’ Insurers are Mandated to Submit New Filings
(PDF) Commissioner’s Memorandum 2010-3R
Subject: Annual Publication of Motor Vehicle Insurers and Private Passenger Auto Premiums
(PDF) Commissioner’s Memorandum 2010-IC-2LIC/I
Subject: Repeal of Act 177 (2008)
(PDF) Commissioner’s Memorandum 2010-1LIC (Revised 6/3/2010)
Subject: Act 77, Session Laws of Hawaii 2009 – Amended Insurance Code Provisions Related to Continuing Education Course Credit Hours and Subjects
(PDF) Commissioner’s Memorandum 2009-6R
Subject: Annual Publication of Motor Vehicle Insurers and Private Passenger Auto Premiums
(PDF) Commissioner’s Memorandum 2009-4LIC
Subject: Re-issuance of License Certificates for Personal Lines Insurance Producers
(PDF) Commissioner’s Memorandum 2009-1C
Subject: Captive Insurance Company 2008 Annual Filing Requirements due in 2009
(PDF) Commissioner’s Memorandum 2008-3LIC
Subject: Hawaii Licensing Requirements for Reinsurance Intermediaries
(PDF) Commissioner’s Memorandum 2008-2R
Subject: Annual Publication of Motor Vehicle Insurers and Private Passenger Auto Premiums
(PDF) Commissioner’s Memorandum 2008-1C
Subject: Captive Insurance Company 2007 Annual Filing Requirements due in 2008
(PDF) Commissioner’s Memorandum 2007-6R
Subject: Voluntary Expedited Filing Procedures for Compliance with the Provisions of the Terrorism Risk Insurance Program Reauthorization Act of 2007
(PDF) Commissioner’s Memorandum 2007-5LIC
Subject: New Fee Requirements and Other Licensing Matters Applicable to Insurance Producers Appointed by Fraternal Benefit Societies
(PDF) Commissioner’s Memorandum 2007-3aR
Subject: 2007 Session Laws of Hawaii, Act 233, Part II
(PDF) Commissioner’s Memorandum 2007-3R
Subject: 2007 Session Laws of Hawaii, Act 233, Part II
(PDF) Commissioner’s Memorandum 2007-1R
Subject: Annual Publication of Motor Vehicle Insurers and Private Passenger Auto Premiums
(PDF) Commissioner’s Memorandum 2006-6C
Subject: Captive Insurance Company Annual Filing Requirements in 2007
(PDF) Commissioner’s Memorandum 2006-2R
Subject: Annual Publication of Motor Vehicle Insurers and Private Passenger Auto Premiums
(PDF) Commissioner’s Memorandum 2005-9C
Subject: Annual Filing Requirements in 2006
(PDF) Commissioner’s Memorandum 2005-2R
Subject: Annual Publication of Motor Vehicle Insurers and Premiums
(PDF) Commissioner’s Memorandum 2004-15C
Subject: Annual Filing Requirement in 2005 for Captives Writing Workers’ Compensation Risks On a Direct Basis in Hawaii Only
(PDF) Commissioner’s Memorandum 2004-14C
Subject: Annual Filing Requirements in 2005
(PDF) Commissioner’s Memorandum 2004-12A
Subject: Manoa Valley Flood
(PDF) Commissioner’s Memorandum 2004-11H
Subject: Required Filings for Health Entities
(PDF) Commissioner’s Memorandum 2004-10E
Subject: Required Filings for Domestic Risk Retention Groups (Captives)
(PDF) Commissioner’s Memorandum 2004-9E
Subject: Workers’ Compensation Special Compensation Fund
(PDF) Commissioner’s Memorandum 2004-8E
Subject: Required Filings for Domestic Property & Casualty Insurers
(PDF) Commissioner’s Memorandum 2004-7E
Subject: Required Filings for Domestic Life, Accident & Health Insurers
(PDF) Commissioner’s Memorandum 2004-6R
Subject: Annual Publication of Motor Vehicle Insurers and Premiums
(PDF) Commissioner’s Memorandum 2004-5LI
Subject: Hawaii Revised Statutes for Continuing Education Course Providers
(PDF) Commissioner’s Memorandum 2004-4A
Subject: Treatment of Policyholders Serving in Overseas Active Military Duty
(PDF) Commissioner’s Memorandum 2004-3A
Subject: Amendments to Chapter 431M, Hawaii Revised Statutes, Mental Health and Alcohol and Drug Abuse Treatment Insurance Benefits, effective July 1, 2004
(PDF) Commissioner’s Memorandum 2004-1R
Subject: Sample Premiums of Homeowners Insurers
(PDF) Commissioner’s Memorandum 2003-13E
Subject: Annual Filing Requirements in 2004
(PDF) Commissioner’s Memorandum 2003-12C
Subject: Annual Filing Requirements in 2004
(PDF) Commissioner’s Memorandum 2003-11H
Subject: Required Filings for Health Entities
(PDF) Commissioner’s Memorandum 2003-9E
Subject: Required Filings for Domestic Risk Retention Groups (Captives)
(PDF) Commissioner’s Memorandum 2003-8E
Subject: Workers’ Compensation Special Compensation Fund
(PDF) Commissioner’s Memorandum 2003-7E
Subject: Required Filings for Property & Casualty Insurers
(PDF) Commissioner’s Memorandum 2003-6E
Subject: Required Filings for Life, Accident & Health Insurers
(PDF) Commissioner’s Memorandum 2003-4R
Subject: Annual Publication of Motor Vehicle Insurers and Premiums
(PDF) Commissioner’s Memorandum 2003-2A
Subject: Appointments and Reporting of Actions
(PDF) Commissioner’s Memorandum 2003-1LC
Subject: Act 55, Session Laws of Hawaii 2003 New Insurance Code Provisions Relating to Continuing Education Course Providers
(PDF) Commissioner’s Memorandum 2002-18E
Subject: Annual Filing Requirements in 2003
(PDF) Commissioner’s Memorandum 2002-17R
Subject: Voluntary Expedited Filing Procedures for Compliance with the Provisions of the Terrorism Risk Insurance Act of 2002
(PDF) Commissioner’s Memorandum 2002-16C
Subject: Annual Filing Requirements in 2003 (Captives)
(PDF) Commissioner’s Memorandum 2002-15E
Subject: Filing Requirements for Domestic Risk Retention Groups (Captives)
(PDF) Commissioner’s Memorandum 2002-14E
Subject: Workers’ Compensation Special Compensation Fund
(PDF) Commissioner’s Memorandum 2002-13H
Subject: Filing Requirements for Health Entities
(PDF) Commissioner’s Memorandum 2002-12E
Subject: Filing Requirements for Domestic Property & Casualty Insurers
(PDF) Commissioner’s Memorandum 2002-11E
Subject: Filing Requirements for Domestic Life, Accident & Health Insurers
(PDF) Commissioner’s Memorandum 2002-10R
Subject: Annual Publication of Motor Vehicle Insurers and Premiums
(PDF) Commissioner’s Memorandum 2002-9R
Subject: Drivers Education Fund Underwriters’ Fee
(PDF) Commissioner’s Memorandum 2002-8A
Subject: Self-Insured Automobiles
(PDF) Commissioner’s Memorandum 2002-7A
Subject: Coverage of Emergency Services
(PDF) Commissioner’s Memorandum 2002-6L
Subject: Questions and Answers Regarding Producer Licensing
(PDF) Commissioner’s Memorandum 2002-5A
Subject: New Cost for Peer Review / No-Fault Challenges
(PDF) Commissioner’s Memorandum 2002-3L
Subject: Insurance Producer Licensing
(PDF) Commissioner’s Memorandum 2002-2A
Subject: 2001 Report of the Insurance Commissioner of Hawaii
(PDF) Commissioner’s Memorandum 2002-1E
Subject: Annual Filing Requirements in 2002